CREDIT CARDS

Do you know any of them? Had u got it one for yrself? What yr views towards it?


Credit cards,… Credit cards, credit cards…these is alot of these now floating around us. All sizes, shapes n lots of design, ads is everywhere, splashing at every sights we could see n handle. Ads were shown how these people get to enjoy life, living luxuriously. How they were seen like the smart guys on their peaks of the world, looking like the next cool “James Bond”. On top of it, there are so many roadshows, populated the places u go.

I notice the market nowadays are targeting mostly on women. Lady’s card (DBS), UOB Visa Mini, The Black Card / Sliver cards, AMEX (American Express) are using women as the main characters in their ads. I had to admit now women do have high purchasing power than before…as they come out to society earlier than guys (having national service). They also much more tend to spend on things for pamper themselves willingly. E.g. purchasing the latest gadget in the town than really checking the specs on wat it can do.

Little gers and boys (students) had been asking you for their survey, as well as getting to know how much yr salary and yr savings.. These infamous questions like; Which one u like the best (design? benefits), which costs the lowest fees among all? You will be also told of paying up just the minimum sum of money e.g. service fees n interests fees… without much worry (these are what they mentioned: the lure/ bait).


Even news lately, are directed on them, so has credit card really is the “in” thing in town or has become a part of parcel of life just like our handphone. People started taking sides (advantages and weakness; oppose and the supports). As credit card speak out of language in the prestige n status of people are at stages of life. Carried in hand or in our wallets is much like a shining amour we have. No longer wallets are seen to be bulky, bugled with our walled up notes. But now, we are able to take our whole fortune around with us everywhere we go, with jt these thin-line cards. Using it causally, help to shown or flaunt our riches. It is the access to our future money, money will never be lacking, and as long we are able to keep our jobs.

There are people who welcome all this wave of credit cards. They are in fact so taken liked of it, inventuretly it had becoming their hobbies in collect all sort of credit cards (cos now these card comes in varieties of fancy designs then). Some even lure to the benefits (discounts for their fave stores), so they accounted they in fact save much mre by using credit cards. And they mentioned they are able to keep up in paying up the bills (I take it they are very disciplined with their money as well as financial stable).
On the other hand, there are also some who oppose it. They suffered in incurring huge heavy debts before they could forewarn abt it, especially when they are young high flyers. It is the first time they handed large amount of money, they tend to go abit haywire. Buying things they cannot afford when they are just a poor struggling university students, things that are materialistic (wants not needs), little luxury items n wining in the expensive classy places, even getting themselves the first car they could able lay their hands on. Each mth, they can spend more than they earn, paying jt the minimum like the banks’ promises. Little did they know how much their debt had amounted til the banks could no longer loan them funds anymore. Banks started to haunt them more than ever, chasing for prompt payments mthly. This may go on not just for months but also perhaps years ahead. It hit them most; get discouraged, borrowing from parents. They can’t be any carefree as their counterparts, laden with heavy burden of debts.
In fact, newspapers even mentioned that Singapore is rapidly becoming one of countries that had suffered from credit cards debts.

These are jt the points of view from the writer. The writer had no credit cards but currently holding three debit cards.. Cos the service fees are cheaper n the amount of spending is limited to the amt of saving u had.. To me is a safe, wise choice, since Im nt a disciplined person (weak willpower) also. J Plus there is so many temptation around us, hard to resist, making us confuse what is a really a want indeed or a need.

The Celebrity 's Life?

Wat is it like? Most of us will wonder how is it...

Of course, as one of the high profile person, you will need the high maintenance. No longer, you are able to take train or public transport, cab is o.k. if not, better had yr own racy fancy car. Yr wardrobe will be half yr room size, as u had to assure that you wont be seen twice in the same outfits. You also dun want to caught wearing the same as other, neither do u want to seen as yr own fans wearing those clothes..
U will be the next fashion icon, ppl will follow your style, especially yr fans!! J
Image consultant is much needed too (necessaries) cos.. surely the most u dun want to see your name topping in the list of the "Worst-Dressed" artists. Once you are in certain image, u very must make sure u keep that up cos gossip spreads like forest fire. Like u are a "goody-good shoes" image, keep a distance from yr male colleagues.. Tell yr manager to defuse any rumors of it!! N also assure no one ever caught a guy entering/leaving from yr apartment. When you are the ambassadors of certain noble events, take note that you will never do anything to stumble the ppl.. e.g. health conscious, you will never seen having a cigarette tangling at yr fingertips, nor could u indulge yourself in junk food even its yr fave. Keep away from it, in order to maintain yr fat-free cellulite-less body. Come on, as an artist, you surely got alot of determination n willpower if not stress from the media.

When you had survive long enough, you will even know how to play the "news" to yr advantages, increase yr publicity, never will be enough, constantly remind people about your presence and your achievements. Once a while, you even "stage" some foolish, cute stunts to show the public u r "real", even though these are not true. But it will not matter as long as you mind how the ppl' minds will go and your superd acting too. These are your surviving tools. But make sure that, you had to be skillful to play this game, if not it will backfire.. yr relatives.. family n friends may no longer to trust. As you dun want unnecessary attention to yr foolish past, nor you want to be the spotlight for them, making use of you to gain some publicity or even paid off their debts.
As a celebrity, you may even in end up paid mre than you earns with all the attachments and commitments.

Idols: What sort do u want?

Actors/actresses? Singers?
Mmm.., Wat so big deal about that? It just about one's talent. Either u got the star quality or u dun. Of cos, not everyone can make it mah. Please come back to reality. Just trying to get into the Idols' contest; like American Idol, doesn't really generate you as the next superstar??? You need to have some talents in the first place plus a bit of hard work of practicing /polish yr abilities. But some people just dun see it, blinded by all the fame and glory (benefits). Thinking of going into the contest, it is a ticket out of your poverty life (as if it is true). Pls bless our pitiful ears to endure the awful crowing of torture. Wake up.. Ohh.. Tat William Hung. Can't people just get over it? I m sick of it. His face, his news n his pathetic music sense cant even grasps the language well stop using him to create some news for yr own.. Or publicity.. if not u r much worse than him..
Of cos, I do agree there do indeed some raw talents that need jt some guidings, polishing to tune them as the new gem of the market. Recently, there are so many stars out there (discovered by the producers or some rich guys), u really need to got some talents under your belt to survive these markets well (especially in Taiwan, gd looks help much mre in yr career than talents) unless u will be backed out after a few seasons. Lately, ppl go for new ideas...as faceless singers (one who didn't reveal their face or pasted their face all over the albums and posters like Ocean) I think they will lay low much longer than the previous Chio Hui (look William So), as she get critiste by reporters.
Precisely, I dun even like the term as "idols" (What is that?), to me define as for ppl to worshipped? I thot talents are to appreciate not worshipping. Im sure everyone does have their own strengths, just whether if they know or not and how to use them well. It may not be obvious but we survive rite?